What explains low adoption of digital payment technologies? Evidence from small-scale merchants in Jaipur, India
Ethan Ligon; Badal Malick; Ketki Sheth; Carly Trachtman · 2019 · PLoS ONE
WASTE classifies this as Negative / Null Result Report · AI classification, approximate
The study found no significant effect — useful as a negative control or null benchmark for your own design.
Abstract
The availability of digital payment technologies (such as internet banking, mobile money, and credit/debit cards) has rapidly increased in the developing world, and is a cornerstone for financial inclusion initiatives in developing countries. Despite significant efforts to promote digital payments, rates of adoption remain modest in some low-income countries. In particular, the rate of adoption in India remains low despite significant efforts to promote adoption. In this paper, we consider possible reasons for the low rates of adoption among merchants in Jaipur, India with small fixed-location
Abstract by Ethan Ligon; Badal Malick; Ketki Sheth; Carly Trachtman, PLoS ONE (2019) — licensed CC BY 4.0.
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Metadata source: OpenAlex · DOI 10.1371/journal.pone.0219450